Earnings Disclaimer

Neither Lifetime Investor or its parent company The Music Kitchen, Inc. (expressly including but not limited to Michael Benghiat), officers, directors, employees, subsidiaries, affiliates, licensors, service providers, content providers, and agents (all collectively hereinafter referred to as “Lifetime Investor”) are financial advisors and nothing contained herein is intended to be or to be construed as financial advice.

Lifetime Investor is not an investment advisory service, is not an investment advisor, and does not provide personalized financial advice or act as a financial advisor.

LifetimeInvestor.com exists for educational purposes only, and the materials and information contained herein are for general informational purposes only. None of the information provided in this website is intended as investment, tax, accounting, or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement, recommendation or sponsorship of nay company, security, or fund. The information on this website should not be relied upon for purposes of transacting securities or other investments.

You hereby understand and agree that LifetimeInvestor.com and The Music Kitchen, Inc. do not offer or provide tax, legal or investment advice and that you are responsible for consulting tax, legal, or financial professionals before acting on any information provided herein. Nothing contained in this website is intended as a promotion of any particular products or investments and neither Lifetime Investor, The Music Kitchen, Inc. nor any of its officers, directors, employees or representatives, in any way recommend or endorse any company, product, investment or opportunity which may be discussed herein.

The education and information presented herein is intended for a general audience and does not purport to be, nor should it be construed as, specific advice tailored to any individual. You are encouraged to discuss any opportunities with your attorney, accountant, financial professional or other advisors.

Your use of the information contained herein is at your own risk. The content is provided “as is” and without warranties of any kind, either expressed or implied. Lifetime Investor and The Music Kitchen, Inc. disclaim all warranties, including, but not limited to, any implied warranties or merchantability, fitness for a particular purpose, title, or non-infringement.

Lifetime Investor and The Music Kitchen, Inc. do not promise or guarantee any income or particular result from your use of the information contained herein, either now or in the future. Lifetime Investor and The Music Kitchen, Inc. assume no liability or responsibility for errors or omissions in the information contained herein.

Your level of success in attaining the results from using our products and information depends on the time you devote to the program, ideas and techniques used, your finances, knowledge and various skills.

Any and all forward-looking statements on this website or in any of the products are intended to express our opinion of the earnings potential that some people may achieve.

But many factors will be important in determining your actual results, and we make no guarantees that you will achieve results similar to ours or anyone else’s. In fact, we make no guarantees that you will achieve any results from the ideas and techniques contained on our web site or in our products.

To the extent that we included any case studies or testimonials on this site, you can assume that none of these stories in any way represent the “average” or “typical” customer experience.

In fact, as with any product or service, we know that some people will purchase our products but never use them at all, and therefore will get no results whatsoever. You should therefore assume that you will obtain no results with this program.

Even though we make no guarantees that our product will produce any particular result for you, you can still take advantage of our return policy if you are not completely satisfied. In such instances, you can return the product for a refund according to the terms and timelines indicated in our refund policy described in the Terms Of Use section on this website.

Lifetime Investor and The Music Kitchen, Inc.may derive fees or other compensation as a result of purchases from service providers or vendors referenced in this material.

Lifetime Investor and The Music Kitchen, Inc. will not be liable for any incidental, direct, indirect, punitive, actual, consequential, special, exemplary, or other damages, including, but not limited to, loss of revenue or income, pain and suffering, emotional distress, or similar damages, even if Lifetime Investor and The Music Kitchen, Inc. have been advised of the possibility of such damages. In no event will the collective liability of Lifetime Investor and The Music Kitchen, Inc. to any party (regardless of the form of action, whether in contract, tort, or otherwise) exceed the greater of $100 or the amount you have paid to Lifetime Investor for the information, product or service out of which liability arose.

Under no circumstances will Lifetime Investor and The Music Kitchen, Inc. be liable for any loss or damage caused by your reliance on the information contained herein. It is your responsibility to evaluate the accuracy, completeness or usefullness of any information, opinion, advice or other content contained herein. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice, or other content.

Michael Benghiat, a spokesperson for Lifetime Investor, communicates content and editorials on this site. Statements regarding his, or other contributor’s, personal investing strategies should not be construed or interpreted to require the disclosure of investments and strategies that are personal in nature, part of their estate or tax planning or immaterial to the scope and nature of Lifetime Investor’s educational philosophy.

Last updated: September 26, 2014